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Business Commercial Leasing
How can you acquire the equipment and software you need without resorting to large capital outlays? By leasing from EH National Bank. With our leasing solutions, you have the option to seamlessly blend the best-in-class technology from vendors of your choice with unique, solution-based industry leading financial services.
Our leasing services allow you to deploy the equipment and technology you need without the worry of budget constraints. Leasing solutions are available for everything from furniture, fixtures, and equipment to technology and software.
Here are just some of the benefits:
Cash Flow Management & Predictability
Using our leasing programs allow you to convert your upfront CAPEX requirements into manageable monthly payments. You can improve liquidity, free up cash for business growth, and aid your organization’s cash flow.
Effective use of your Working Capital
Our leasing programs let you obtain new equipment regularly without tying up your working capital. This way you can acquire more new equipment than would be possible with full up-front payments, while still preserving your borrowing power and existing credit lines.
Choice of End-Of-Term Options
With flexible options, you can choose whether to buy your equipment, extend your lease (either with or without an upgrade) or return the equipment to us at the end of the term. It’s up to you.
Financing Total Solutions
Your total equipment needs are likely to be varied, so EH National Bank leasing programs provide financing/rental programs that can cover your entire equipment needs for all types of equipment including manufacturing, medical, retail, IT, software, transportation and FF&E.
Stay Ahead of Your Competition
By maintaining a cutting edge with the up-to-date tools for your industry, you’ll be able to drive your business with a competitive edge. Our leasing programs provide you with the flexibility that make technology and capital equipment upgrades a simple and affordable process.
A Better Looking Balance Sheet
Renting or leasing your capital equipment can immediately improve key ratios such as your return on investment and total cost of deployment analysis. And depending on tax and accounting guidelines, equipment financed under an operating lease can also be treated as operating expenses, and will not appear on your balance sheet. Rental payments are also usually tax deductible.
Lease vs. Buy
Leasing from EH National Bank makes it easy for you to acquire, manage and control your assets. When you choose to lease with us, your business will enjoy many valuable benefits.
Flexible Pay Structures
Leasing can provide flexibility that purchasing does not offer, including 100% financing with no money down, payment structures that match cash flows or business cycles and a variety of end of lease term options.
Ability to Bundle Costs
Leasing offers you the ability to finance hardware, software and services into one simple transaction. The convenience of our one-stop shopping offers an immediate, affordable way for you to meet your business needs.
Predictable, Low Monthly Payments With EH National Bank
Leasing can enable you to pay over time, rather than invest a lump sum up front. Lease payments can be tailored to budget levels or revenue streams and may be tax deductible.
Lower Up-front Costs
Leasing programs can reduce up-front costs, enabling you to obtain the assets you need now without impacting cash flow. We can help preserve working capital and existing credit lines, freeing up cash for other opportunities and investments.
Protection Against Obsolete Technology
Leasing with us can enable you to stay on top of technological advances with minimal impact or risk, and stay ahead of your competitors. You can add-on or upgrade during the lease, choose to return or purchase the equipment.